Getting injured at work is common. This is especially true for people who work in physical jobs. An injury could mean time off work. Fortunately, this is where workers’ compensation comes into play. This type of insurance provides employees with compensation for their salary when they are unable to work due to their injury. In addition, workers’ compensation covers other things like medical treatment, vocational rehabilitation, and even emotional distress. In the state of Florida, all employers are required to provide workers’ compensation insurance for their employees. If you are injured at your workplace, there are steps you need to take to make sure you are properly compensated. As you receive treatment for your injury, consider seeing a chiropractor in Stuart, Florida, like My Hope Health & Wellness. A chiropractor can help you heal and get back to work faster.
Go See a Doctor
The first step is to seek medical care. Visit a GP, ER, or urgent care. If it is an emergency, call 911. You need medical documentation to receive workers’ compensation benefits. Tell your doctor that you will be applying for workers’ compensation. They can provide you with the paperwork you need to file a claim.
File for Workers’ Compensation
Next, let your employer know ASAP about your injury. Tell them that you will be filing for workers’ compensation. Waiting too long to notify your employer is grounds for having your workers’ comp claim denied. Then, you will have to fill our workers’ compensation claim forms. It is possible that the insurance might try to deny your claim, so it is imperative that you have all your bases covered.
First, be able to explain how and when you were injured. Your injury must have occurred while you are on the clock at work. Injuries incurred while commuting to and from work do not count. Be as detailed as possible when describing the injury. For example, don’t just say, “I fell on the stairs.” This is vague and can be dismissed as a clumsy error. Instead, be specific and say something like, “I fell because the stairs were wet from a recent mopping.”
Receiving medical care is a must, as well as letting your employer know about your injury ASAP. In the state of Florida, you must report the injury within 30 days – the sooner, the better. Otherwise, the claim might be denied.
Some insurance companies will try to deny claims based on pre-existing conditions. For example, if you have always had back pain before the injury, the insurance might not accept the claim. If the injury makes the pain worse, it can and should still be covered by workers’ compensation.
If you find yourself having trouble getting your claim approved, hire an attorney who is familiar with Florida workers’ compensation laws to help you. You should not have to fight the insurance company alone.
Get a Chiropractic Exam/Adjustment from a Chiropractor in Stuart, Florida
Chiropractic care can help heal workplace injuries. Also, depending on your injuries, the appointments and treatment will most likely be covered by your workers’ compensation benefits. Many workplace injuries lead to back and neck pain. A chiropractic adjustment is a helpful treatment option. Spinal adjustments correct vertebral subluxations. This process reduces pain, inflammation, tension, and nerve irritation. Spinal decompression is another form of injury treatment. It takes pressure off the spinal discs. This creates space for healing in the spine. Through consistent chiropractic treatment, patients with workplace injuries can often avoid surgeries. It is a natural path to healing.
At My Hope Health & Wellness, we have a workers’ compensation coordinator who works with patients and case managers. We help create plans for getting employees healthy and back to work as soon as possible.
Rest and Eat Well
An injury affects the whole body. In order to fully heal, it is essential for you to practice good wellness habits at home. Resting, eating healthy foods, and taking time to relax will help your body heal. Get good sleep and eat fruits and veggies. Try meditation. The last thing your body needs is for you to be stressed out. This is the time to take good care of yourself. Your chiropractor will have lifestyle suggestions to guide your actions during this time of healing.
See a Chiropractor in Stuart, Florida Today!
Workers’ compensation is a safety net for workers who are injured on the job. It gives workers the peace of mind of knowing that even if they can’t work for a period of time, they will still be compensated for their lost wages. In addition, the compensation will pay for medical expenses as well. After sustaining a workplace injury, the first step is to seek medical care. Once you have the necessary documentation from your doctor, file a claim for workers’ compensation. This should be done as soon as possible after the injury occurs. If the insurance company denies the claim, hire a lawyer to help you through the process.
Take some time to see a chiropractor. Learn how spinal adjustments and decompression can drastically help to reduce pain and inflammation. Consistent chiropractic care can be key to a quick recovery. In addition, be sure to practice good self-care habits at home. Get enough sleep, eat healthy foods, and take time to relax and destress. My Hope Health & Wellness is a chiropractor in Stuart, Florida, that is here to help you through your injury every step of the way. For more information about chiropractic services, contact Hope Health & Wellness today.